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The College Money Report™ provides families with essential insights into three crucial factors they should be aware of before navigating the complexities of college funding.
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Advising College-Bound Families
$325,000,000,000 of financial aid was available to students in 2021-2022
I can help you get your share!
Hello, I’m Melissa Dawson, an Independent Advisor at Premier Wealth Concepts. I have two college-bound kids myself. I’m one of those personalities that have always been a saver and have done well by being frugal. Being conscientious about money has kept me in the Insurance and Financial Industry for 27 years where I’ve uncovered the safest and most efficient ways to grow my net worth. I’ve helped countless families do the same.
Whether you’re scraping by to save what little you can for retirement or painlessly saving the maximum allowed into your 401k, not many people can or would want to pay full price for college if they don’t have to. It’s like buying a brand new car every year for 4 consecutive years but not getting the keys to that shiny white Lexus or that hot red Jaguar. Imagine if you have more than 1 student.
For some, how to pay for college is half the battle. The other half is getting into a dream school or the “right fit” school. The average time it takes for students to graduate is 5.6 years. Now the 4 years of tuition just increased by more than 25%. You don’t have to risk making the mistakes that prevent you from getting the most aid possible along with getting accepted into the right school. The right school might mean getting in and out in 4 years. All families can benefit, especially families who earn too much to qualify for Need-Based Aid or are part of a divorced or blended family.
One mistake is comparing your student to friends, neighbors, and family members. There is no magic bullet. Each family gets evaluated on an individual basis. Your resources and goals are not the same as everyone else’s.
One secret is to stop giving money away unknowingly. But how do you know if you’re giving away money unknowingly? By talking to an expert that has pretty much seen it all. On average, I find 6 ways to recapture money that you’re unnecessarily giving away.
Another secret is to uncover which schools are the most likely to give your student a discount on tuition. How do you know which schools offer the most aid? You can only find out by using a college aid pro like myself with inside access to the numbers. Save yourself the stress of making the same mistakes many others make.
Our system navigates you through the complexities of the whole college planning process, even negotiating for more aid or grants. Your plan will be detailed and designed on how to pay for college right down to the penny.
College planning is one of the many services I provide. Like I mentioned, on average I find 6
ways to recapture money that you’re unnecessarily giving away. I take a snapshot of your
current financial situation and almost 100% of the time can improve upon it.