Retirement | Premier Wealth Concepts, LLC

Your Tax Retirement Planner

Melissa J Dawson
Premier Wealth Concepts, LLC
PO Box 271129, Littleton CO 80127
[email protected] | (303) 819-6685

LET'S GET STARTED TOGETHER

How many hours per month do millionaires spend on their finances?

Many millionaires typically spend 4.6 hours per month on personal finances.

Do something today that your future self will thank you for.

Volatility is not your friend

Arithmetic Averages are Deceiving

Compounding ~ The 8th Wonder of the World

To emphasize the power of Compounding:

Investor (A) opens an IRA account at age 19. For seven consecutive periods he puts in $2,000 in his IRA at an average of 10% return (7% interest plus growth). After seven years this individual makes NO FURTHER CONTRIBUTIONS—he’s finished.

Investor (B) opens up an IRA at age 26 (this is the age when Investor (A) was finished with his contributions). Then B continues faithfully to contribute $2,000 every year until he is 65 (at the same theoretical 10% rate).

Now study the incredible results. Investor B has 893,704. Investor A has 930,641.

Investor A, who has made his contributions earlier and who only made seven contributions in total, ends up with MORE money than Investor B! But Investor B, who made a total of 40 contributions, only LATER in time, winds up with less money. How can that be? The difference in the two, A had several more early years of compounding than B, and those seven early years were worth more than all of B’s 33 additional contributions.

Investing ~ The stock market mesmerized society with promises of quick money and turned them into speculators. If you’re serious about your financial future you should know the answer to this question…What rate of return do you have to earn on your savings and investment dollars to be able to retire at your current standard of living and have your money last through life expectancy?

One must understand the strategies of the game. You had to learn the strategies of Tic Tac Toe before you started winning. Unfortunately most people rely on the financial institutions to teach them the strategies necessary to win the financial game. This is like asking the fox to man the henhouse.

Savings ~ Once was the bedrock of a household’s financial strategy.

Debt ~ Something our grandparents didn’t have. They were savers, lived within their means. Today our society is enslaved to Banks, Wall Street, and Uncle Sam.

Private Wealth Strategy ~ Households have the ability to gain back control of their financial situation, the ability to become their own source of financing for cars, vacations, children’s education, retirement income for life, and more.

If a Pension is what you’re missing in your Retirement Plan, look no further

The definition of a Pension is: a regular payment made during a person’s retirement from an investment fund to which that person or their employer has contributed during their working life.

The definition of an Annuity is: a fixed sum of money paid to someone each year, typically for the rest of their life.

There’s a reason Americans gravitate to products with guarantees in today’s unsettling financial environment. Most people have a fear of running out of money before running out of life. Annuities owners are the investors that have a positive view of them, those that don’t own them don’t really understand them.

We can help you turn a lifetime of earnings into a maximized guaranteed income-stream for life!

Most people don’t plan to fail, they fail to plan.

Planning for Long Term Care expenses is not for the faint of heart! But it’s a reality that we have to face at some point in time.

The avg cost of Elderly Care is dependent on many factors including what state or city you live in, Nursing Home vs Assisted Living vs In Home care and Semi-Private room vs Private accommodations.

For example, a nursing home stay in Oklahoma will run you about $5,293 per month compared to a private room in Alaska for $29,291 per month. Alaska skews the scale so if we toss AK out, the next most expensive is Connecticut at $13,733 per month.

There are many resources available on this subject. If maintaining control of your Elderly Care arrangements is something you are ready to take seriously, I promise we have solutions that just might offer a sigh of relief. It truly does not have to be a painful conversation. There is a time tested proven strategy that could be an answer to your prayers.

LET'S GET STARTED TOGETHER