Where You Put Your Money Matters
27 categories where your money flows into during your lifetime.
How Wealth Works
Over your lifetime, you will always be managing your money.
When it comes to saving and growing your money, you have to ask yourself these questions:
Do you want taxes with that?
Do you want fees with that?
Do you want to forfeit control of your money, during your lifetime?
Do you want to expose yourself to losses?
We use a game board with 27 points of entry where your money can flow, during your lifetime. Learn strategies on how to get more of what you want, and less of what you don't,
so you can.....
Keep more of what you earn, and earn more on what you keep!
Where you put your money matters.
Protection
Protection: To shield from harm and danger, the safeguarding and preservation of.......
It's risk management and it encompasses the physical , spiritual, and emotional well-being.
In an ideal world there would be no taxes, inflation, fees, market declines, sickness, injury, premature death, job loss, divorce, pandemics, catastrophes.
But that's not the world we live in.......do you want to expose yourself to losses?
9 Areas of Protection:
Auto
Home
Liability
Disability Income
Medical/Health (Health, Long Term Care)
Government Plans (529's, SS)
Wills & Documents
Trusts & Ownership
Life Insurance
You can't have an uninterrupted compound growth curve until you've maximized protections.
Financial stability can only be attained after protections have been put into place, followed by 3 to 12 months of liquidity, available for emergencies and opportunities.
By utilizing our strategy and maximizing protections, you can maximize your economic financial potential.
Savings
Savings: Liquid cash not at risk. It's contractual, growth where your money is protected, and designed to grow at a predetermined rate.
9 Areas of Savings:
Checking/Wealth Creation Account
Savings
Credit Union
Savings Bonds
Certificates of Deposit
Money Market
Tax Deferred
Tax Free
Tax Deductible
Do I really benefit from what banks have to offer? If I could play the same game they're playing, how much of an advantage would that be for me and my loved ones?
The wealthy don't forfeit control of their money during their lifetime, they have control of it in order to take advantage of opportunity, and to be prepared for the inevitable tragedies.
If we own an asset the right way, we can make a lesser amount of money spend like its more money. Who doesn't want more income, peace of mind, to never outlive their money, and maximum legacy.
Growth
Growth: Assets that are not liquid, the intent being to grow them at a faster rate than the rest of the market.
Risk: The possibility of losing money, danger, hazard, exposed, imperiled . Exposer to danger, harm, or loss, uncertainty about effects or implications of an activity.
~ Oxford Languages
9 Areas of Growth:
Government Bonds
Corporate Bonds
Municipal Bonds
Preferred Stocks
Bluechip Stocks
Growth Sector
Collectibles
Real Estate
Business/Shelters
Are you investing in what you know?
Will the investment work?
Does more risk = greater return?
If you could get a greater return with little to no risk, would you have any objections to doing so? Ask us!
Debt
Debt: Money owed or due.
Are you paying more interest on money owed than you're earning on savings?
Your biggest debt:
~ It's not your mortgage. Ask us!
Don't cut up your credit cards-
~ Use them to your advantage!
~ Improve your credit score! Ask us!
Get out of debt
~ While starting your savings program!
Too far in the hole?
~Maybe you're not, ask us!
Needs vs Wants
~ Utilize our cash flow tool and save more, carve out funds for lifestyle, and get of of debt quicker.
Good Debt: Interest paid on borrowed money that's offset by either discounted dollars or revenue it's generating. Ask me!
Do something today that your future self will thank you for.
Your tomorrow begins with the choices you make today.
Ready To Get Started?
Download Our Guide Today!
Our Guide on recapturing expenses and building more wealth gives you 5 very strategic and actionable steps to start your journey now. No email required, just simply click the button to download the guide and get started today!
Melissa is committed to empowering families with clear, strategic financial guidance—rooted in education, integrity, and long-term vision—so they can avoid costly mistakes, protect what matters most, and confidently build a lasting legacy.
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